Overall
Sentiment is sharply divided and heavily dependent on ownership stage and financial preparedness. The vehicle is universally praised for its exhilarating performance, described as an "absolute blast to drive" with immense power and handling that is "fun to drive for an SUV." Long-term owner reports, however, convey significant caution due to very high and potentially catastrophic maintenance and repair costs, particularly for the S63 twin-turbo V8 engine. The consensus indicates deep satisfaction during the warranty period but extreme financial risk for out-of-warranty ownership, especially on higher-mileage examples.
Best version to buy
Insufficient owner data available to declare a consensus "best" version. A 2020 X5 M Competition with a clean history, low mileage, and a factory extended warranty is presented as a potentially sensible purchase within the context of this model.
Known issues
Overall
Mixed sentiment with a clear divide between ownership phases. The vehicle is universally praised for its immense performance, handling that defies its SUV classification, and the special, hand-built nature of its S63 engine. Long-term owner reports describe it as a highly capable and enjoyable daily driver that can handle imperfect roads and conditions while delivering sports car-like dynamics.
Best version to buy
The full X6 M is strongly recommended over the non-M X6 models (e.g., xDrive40i, M50i/M60i) for several reasons. The hand-built S63 engine in the M is reported to be more reliable than the standard N63 twin-turbo V8 found in non-M models, which is notorious for oil consumption and injector issues.
Known issues
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Owner reports show similar reliability sentiment for the BMW X5 M and the BMW X6 M. Check the known issues listed above for specific differences between the two.
Both seat a similar number of passengers based on our data. The BMW X5 M is classed as a SAV, the BMW X6 M as a SAC, which affects cargo space and ride height for family use.
The EPA rates the 2026 BMW X5 M at 15 mpg combined and the 2027 BMW X6 M at 15 mpg, depending on the version.
Exact maintenance costs aren't in our data, but reliability signals above are the closest proxy: fewer reported issues generally means lower repair costs over time.