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Used BMW 3 Series vs Toyota Camry. is the BMW worth the maintenance risk?

Budget $20,000–25,000 CAD, want something enjoyable to drive.

April 2, 2026

For your $22,000 CAD budget, the BMW 3 Series will be more fun but carries a real and significant cost penalty. Owner data confirms it is praised for driving dynamics but requires diligent, proactive maintenance to avoid expensive repairs. The Toyota Camry is the opposite: overwhelmingly praised for exceptional long-term reliability and low cost of ownership, with many lasting over 200,000 miles with basic care. A newer, lower-mileage Camry will drastically reduce your repair worries and costs.

To split the difference, consider the Mazda 6 or Honda Accord. The Mazda 6 is consistently praised for offering more engaging driving dynamics than a Camry or Accord while maintaining strong reliability and high mileage longevity. The Honda Accord is a benchmark for reliability and practicality, described as "bulletproof" and capable of lasting over 200,000 miles, making it a very safe, low-cost ownership choice.